At Loggerhead Wealth Management, we take pride in serving individuals, families, and small business owners who desire a trusted representative to help guide financial decision-making. We believe the greatest value we can deliver to those we serve is experienced, highly personalized guidance conducted in the best interest of your life planning. Please browse the list of services that we offer below and determine how we can help you feel comfortable and confident in your financial future.
Retirement is an intricate chapter with many complex strategies around generating sustainable income, managing tax efficiency, and ensuring you don’t outlive your assets through proper withdrawals. We can develop integrated solutions around the best sequencing of Social Security benefits, annuity products for guaranteed income, systematic withdrawals from investment accounts, and setting up tax-advantaged income streams. Our goal is to create confidence that you have the proper retirement strategies in place to live comfortably, reduce uncertainty, and formulate an income distribution plan for your retirement years that allows you to spend time focusing on what matters most – enjoying life.
We believe having expert guidance around long-term care is essential, yet often overlooked. We have comprehensive knowledge on how to integrate extended care strategies to account for potential long-term care needs – whether care in your home, assisted living communities, or skilled nursing facilities. This allows us to thoughtfully analyze options from both a care and cost perspective, incorporate suitable funding vehicles, and recommend solutions to help maintain your lifestyle and assets. We will work to impart confidence and clarity so you have certainty that precautions are in place, regardless of what the future may hold.
Working with an experienced professional is key to effective financial strategies and building long-term confidence. There are often complex dynamics at play in pursuit of your financial goals that extend well beyond investments alone, and as such, client education is core to our process – we ensure you have clarity into the “why” behind our financial recommendations. We want you to fully understand our proposed strategies prior to making decisions, allowing you to feel genuinely informed and empowered. With our guidance centered on teaching the foundations for smart financial decisions across all aspects of planning, you’ll gain skills and awareness to confidently navigate life’s chapters ahead.
Medicare planning is a specialty of ours. We help simplify the process by explaining how Medicare works, Medigap plans, and specifics around enrollment timelines and penalties. We provide wisdom around coordinating Medicare with any other health benefits you currently receive. We also analyze your complete health profile and prescription drug needs to determine the most suitable Medicare package for your situation, and we factor in variables like whether you travel frequently or anticipate any upcoming procedures or existing conditions that require specialty treatment. Our goal is to demystify Medicare so you have certainty you’re enrolled in optimal coverage to help maintain your wellbeing without overpaying.
We are proud to offer specialized guidance tailored to entrepreneurs. We have worked extensively with business owners to tackle planning around critical areas that drive long-term success. We also collaborate with your other strategic partners like CPAs and attorneys to implement a cohesive approach across legal, tax, and financial perspectives. With our support, you gain greater clarity into best moves that strengthen both your business and personal financial footing. Rather than getting lost in the details trying to master multiple complex facets solo, you can rely on our advanced expertise to connect the dots on smart financial decisions that propel your vision forward.
Taxes can significantly impact your overall financial picture and erode the growth potential of your hard-earned assets if not properly accounted for. This is why we always analyze major financial decisions through a tax-efficient lens across short and long-term capital gains, income planning strategies, contributions to tax-advantaged retirement vehicles, trust structures, business entities, real estate moves, and estate planning. This allows us to collaborate on integrated wealth building strategies with an eye toward preservation so you can feel more empowered to live life on your own terms.
If you feel your financial life could benefit from the guidance of a dedicated, ethical representative, we invite you to contact our office today to schedule a discovery call. This initial meeting is an opportunity for us to get acquainted, ensure we are a good match, and lay the groundwork for how we can best serve you.
Are you looking forward to retirement? Are you really prepared for what lies ahead? Our free ebook can help you find out. Register today to receive your copy of "Retire Happy: A Simple Guide to Your Next Big Adventure."